Scottish Mortgage Lenders All Wrong
26th November 2010
In its early years the UK Supreme Court appears keen to forge a reputation for itself as an audacious and independent powerhouse of jurisprudence. Not even a month after its judgment in Cadder ―v― HMA sent shockwaves through the landscape of Scots criminal law, now on 24 November, it has pronounced judgment in the case of Royal Bank of Scotland plc ―v― Wilson, with like consequences in the Scots civil law of mortgage repossessions.
The central question for the court related to the form of procedure adopted by a bank in court action for repossession of a mortgage customer’s ...
Private Rented Housing Panel Training Handout
23rd November 2010
The training handout for this workshop at the SALC Conference on 22 November 2010 is now available on this website by clicking here.
New Bankruptcy Law Helps Debtors & Home Owners
2nd November 2010
The Office of the Accountant in Bankruptcy has announced certain changes to the law of bankruptcy, which shall take effect on 15 November 2010 in line with the Home Owner and Debtor Protection (Scotland) Act 2010 (in respect of which which Renfrewshire Law Centre took part in the parliamentary consultation). The changes are as follows:—
- New Debtor Application Pack
- New route into Bankruptcy by Certificate for Sequestration
- Exclusion of family home in Protected Trust Deeds
- Extended shrieval powers in respect of family home in bankruptcy
- Abolition of certain requirements to advertise in Edinburgh Gazette
Certificate for Sequestration
The new Certificate ...